Who has insurance coverage specifically for off road? Does it cover things like lifts etc?

Terry

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2011 Ford F-150 XLT 4X4

Not sure why it would cover a lift kit?

Mine covers me based on
Legal vehical use ,as long as I am not trespassing them I am covered
on or off road
the only way to get that coverage was on a vehical that was drove less than 7500 miles a year
They dont care how the rig is moded as long as it has a vin it can be covered
If I roll it I am covered "full coverage"
they will base the cost on OE repair VS "Blue Book" value based on what that vin had from the factory
I also have a written buy back agree ment ,I thik that is what it is called
if they judge it a total loss I can buy it back for the salvage value
they will give me the Jeep + BB value less the salvage value ,~$1500-2000 most time
This all on the TJ the KJ is a whole nother ball game due to its DD nature