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| Insurance Questions http://www.lostjeeps.com/forum/phpBB3/viewtopic.php?f=1&t=26138 |
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| Author: | Fulltimer [ Sat Nov 03, 2007 6:43 pm ] |
| Post subject: | Insurance Questions |
Who has insurance coverage specifically for off road? Does it cover things like lifts etc? Terry |
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| Author: | jason thompson [ Sat Nov 03, 2007 8:08 pm ] |
| Post subject: | |
Not sure why it would cover a lift kit? Mine covers me based on Legal vehical use ,as long as I am not trespassing them I am covered on or off road the only way to get that coverage was on a vehical that was drove less than 7500 miles a year They dont care how the rig is moded as long as it has a vin it can be covered If I roll it I am covered "full coverage" they will base the cost on OE repair VS "Blue Book" value based on what that vin had from the factory I also have a written buy back agree ment ,I thik that is what it is called if they judge it a total loss I can buy it back for the salvage value they will give me the Jeep + BB value less the salvage value ,~$1500-2000 most time This all on the TJ the KJ is a whole nother ball game due to its DD nature |
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