Try PROSPER online. It is a web site that allows you to write a blurb about why you need money, business plan, etc and then private people contribute to the cause (as a loan) until you get the amount you need. Once you get fully funded, they cut you a check. You could then even take small contirbutions from multiple people on message boards (through the PROSPER system) and everything would be tracked automatically. Just a thought that might get you where you need to be. The web site already has thousands of users who might (or might not) contribute also.
Rescu2000
Another thought if you are mechanically inclined, innovative, and can fabricate. You might be able to solve a Innocentive problem and get the money. Innocentive is a web site where companies post problems that they want solved and offer rewards from $5,000 to $1,000,000 and if they select your solution, you get paid. Some problems are just where you have to submit a paper. Others require that you actually build something.
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2003 Liberty Sport 4X4
DIY Frankie Lift, BBS Rims, Aussie Locker Rear, DTT Front, Renegade Rack & Light Bar, Custom Front Bumper w/ Warn XD9000i, Custom Rear Bumper, JBA UCA's, Full Skids(Mopar, Kilby and Super skid), CRS Rock Rails, CB, EVIC, Nav, power dim mirror, (2) 8" subs under front seats.
http://www.cardomain.com/ride/2512777