That's not an ignorant question at all. Rick explained it well. To elaborate: The cetane number measures the ignition quality of a diesel fuel. Basically, cetane number determines when the fuel will ignite. Most on-road diesel engines are timed to use cetane numbers between 40 and 60. Anything above 60 is wasted. Anything below will make your engine really noisey.
Biodiesel is fatty acid methyl esters (FAME), which is derived from a number of different renewable resources. Rudolph Diesel originally used peanut oil (with help as the secondary resource). Today most of the American bios come from soybean oil, with rapeseed oil being the most popular in Europe. That's not the same thing as waste vegetable oil (oil used straight from a deep-fryer). Bio is veg oil with the glycerins pulled out (which are then used for soaps). It's a very clean and renewable resource and you'll LOVE it after you put it in your truck. Your truck won't smoke and will pull harder than it does with regular diesel.
Jeep reportedly says B20 is the highest bio mix that you can use in your CRD, but that's only because they can't verify the quality of a lot of higher rate bios being sold across the country.
Petro diesel is what you're seeing at most fuel stations. It's pulled from the same dino-derived oil that gasoline is, just at a different distil point. It's normally cetane 40 or 41 (cheapest thing they can get away with). Just try a tank from each station and document which one(s) are good and bad. Steer away from stations that do oil changes because there is no law to prohibit them from dumping used motor oil into the diesel tank. Look for stations that do a lot of diesel business. And look for stations with above-ground tanks if you can find them. Above-ground tanks are good because water won't seep into the tanks like it can in underground tanks.
If you want to try bio, you have a number of options up there in the DC area. Winchester, Arlington, etc., etc. Click
HERE for a list.
Good luck!