I know that most folks will recommend regearing to 4.10 with 32” diameter tires, but I’m more curious to know who is using tires of this size with stock 3.73 gears.

I want 32” tires but I don’t want to regear.
Or should I stick with 245-75-16 tires?
(I plan on doing a full OME lift in the near future)

I have 32s with 3.73s and had 265/70/16s on another 3.7. You will lose massive amounts of power without regearing.

Do it right and regear. Im saving up for lockers and then will be regearing.

I'm starting to think that the whole idea of having to switch to 4.10 gears with 32" tires is a bit overblown.
My friends JKU (Oscar Mike) is totally stock with 32" tires and 3.73 gears. She has no issues with that both on and off road.
I guess the biggest difference is that hers has a 4 speed 42RLE automatic.
The 545rfe in the CRD would only feel the difference at highway speeds (5th gear) and therefore going up a hill at 65mph might feel a bit strained.
I wish there was a way to lock out 5th gear without having to drop to 3rd.
But most of my driving is in the Florida flat lands so I wont have to deal with that often.

Through all my tire searches, on average, 235-85-16 are mostly 10 ply truck tires and therefore a bit heavier and more expensive.
The 265-75-16 tires are usually SL rated, less expensive (more popular), and not much heavier than my 245-75-16 tires.

So I think I've made my decision.
Now I need to buy some OME springs.

Flash, most of replies are from gassers except from mass hole . I run 32.1 inch tires on two Crds one with Daystar and one with OME with 2 clevis like mentioned above you will have to pound the pinch weld and trim some front plastic and you may have to modify the windshield fluid reservoir . But with any of the GDE tunes or equivalent you should not need to regear in my opinion. I rarely even take overdrive off. I do not however rock trail climb. Just mud and towing and some steep hills. If you don't want to trim quite a bit I would stay with about 31 inch tires. I also used spacers on wheels I think 1 Inch. I also gained mileage. Mine are 255 see sig.

Flash, most of replies are from gassers except from mass hole . I run 32.1 inch tires on two Crds one with Daystar and one with OME with 2 clevis like mentioned above you will have to pound the pinch weld and trim some front plastic and you may have to modify the windshield fluid reservoir . But with any of the GDE tunes or equivalent you should not need to regear in my opinion. I rarely even take overdrive off. I do not however rock trail climb. Just mud and towing and some steep hills. If you don't want to trim quite a bit I would stay with about 31 inch tires. I also used spacers on wheels I think 1 Inch. I also gained mileage. Mine are 255 see sig.

Thanks for the input.
I dont know what wheels you are using but I bought a used set of JK wheels to try out. They have 255-75-17 tires.
Of course they require wheel adapters/spacers to fit the JK 5-on-5 bolt pattern.
As it is right now, they wont fit without a 2.5 inch lift.

They came off a stock JKU with 3.21 gears.
So if a stock JKU v6 gasser can move these 32 inch tires, I dont see why a CRD with 3.73 gears cannot.

My pinch welds are already pounded down and a lot of the inner fender liner already trimmed away.
If I decide that I dont like the JK wheels I'll just sell em and probably get 235-85-16 tires for my stock wheels.

Mine will spin all four tires in mud.

it will also spin two on dry pavement pretty well . Either way you can't get any more traction with more power or different differential gears. then there is not using overdrive and then low range transfer if appropriate conditions.