I have the full OME lift with no spacers and the HD fronts.
And the long rear shocks. Looks like and ARB and winch are happening soon also.
Glad to hear that 21" is normal. I got the idea from one of the list threads that I should be higher. I'll just replace the front struts, and maybe the rear springs since I've been so hard on them with overly heavy towing. Not going to be a problem anymore since I got a tandem axle on my boat trailer
As for 4.10's. Even trying a hot self tune I'm unable to keep 4th on the highway grades, and I'm overheating the transmission on the offroad grades. That's with the 245/75/16's. So, it will be terrible with 265/75's.
But, I have to agree, for the flat parts of the country, you don't have to regear. When I got my CRD it had 265/75's and it had plenty of power even with a stock tune. But, it was a mall crawler without the necessary fixings for 32's, so I stepped down in size. And, the dynapros were cupped badly (loud)...