I found the same problem a few years ago. All the dealers still wanted way too much for a used Cherokee.
Best deals I found then was like $8,000-$9,000 for '95-'98 years with almost 200,000 miles.
I found one in my local sale adds from a seller for $3,800 obo, '96 one owner with 100,004 miles. I ended up getting it for $3,600 cash.
Car dealers suck, Used car dealers really suck.
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LOST in Oregon
'04 KJ sport, Rustys spacers front+ Skyjacker coils rear,16"x8" Rubi's LT245/75R16 BFG A/T, Mopar skids & hooks, Reese Hitch.
'96 XJ sport, Rustys lift NOW 4.25" with arms, NOW 32x11.5R15 muds, Rustys hooks, Valley Hitch.
http://www.cardomain.com/ride/2273596
'78 Z-28 & '96 Metro