Lucky you!!! Then either you have Parents that were well off enough to pay it for you or you got Real good Scholarships and Grants. Count your blessings then either way some of us are not that Lucky. I can't wait the few years I have left to pay to be done with. my student loans and Jeep will be paid off with in months of each other. If nothing horrable happens untill then I will have all my other debts all long payed off and will be able to relax more.