How many miles on the ride? I ask in the context of needing a new timing belt at 100K miles knowing that this installation is well within the means of a decent shade tree mechanic if you take your time and that over here the belt can be had for under $100.
It's a diesel and diesels always "rattle" at/just after startup. A starter pretty much works or it doesn't work. There is no reason for it to make any noise after the engine is running unless the starter fails to disengage from the flywheel.
Which "tensioner" are they referring to. If it's the serpentine belt tensioner the online price with shipping is ca. $200 over here and it's a relatively easy DIY project with simple tools. If it's the alternator clutch along with alternator bearings I don't know about your side of the pond but over here getting an alternator or starter, for that matter, rebuilt is not that big a deal (say $150-200 each) and the alternator removal/install is another relatively easy DIY project with simple tools. By simple tools I mean basic 3/8" ratchet, a couple of sockets in the right sizes, maybe a 3/8" extension, and maybe a 3/8" breaker bar to better work the tensioner bolt.
I kind of think about repair costs relative to vehicle cost/monthly payment amount, not that I borrow money to buy vehicles. Regardless of who does the work any vehicle needs maintenance (battery, brakes, tires, and such) so that's a predictable cost of vehicle ownership. Then there are repairs when something breaks like an alternator dies which I tend to figure is no big deal if the average annual cost is on the order of 1-3 monthly car payments regardless of vehicle "value". Yes I know all the arguments about why spend $XXX on a vehicle that's worth less than that. But the flip side is if those repairs will put the vehicle back on the road for a long period of time then you have avoided the much higher cost of a new vehicle. In your case given what may need doing I'd go with option 4 and DIY. Now if you had blown up the engine I might have a different opinion.
_________________ Sold to LOST member my 05 Ltd, GDE Stg II turbo + TCM tune, SunCoast TC w. Transgo kit, Steiger window regulators, Samcos, Fumoto valve, 2nd gen filter head with Lub. Spec. bleeder, Hayden clutch & 11 blade fan, inverted spare, P-1 battery, BF Goodrich Long Trail TAs, Etecno1 glow plugs, timing belt at 50K miles/8 yrs
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