THE OHIO CHAT ROOM!!!

tommudd · **Posted:** Tue Jan 08, 2013 10:59 pm

TwoBobsKJ wrote:

Tom, just replied to you over on Jeep Forum.

I'm game for a M&G over here in the next month to 6 weeks - Summit Racing is 10-15 minutes away, 4 WD Hardware is about 40 minutes away, my garage is heated and somebody's bound to need SOMETHING installed or fixed, right?

Any takers, gang?

Bob

Want to try for say 2nd or the 9th of February over that way
We had met at Summit before and then went out to eat
or we could meet there and end up at your place if that would be OK
If so I'll start another post

Marlon_JBT · **Posted:** Wed Jan 09, 2013 6:46 am

I'm praying I get this house. Bank, please accept my offer (short sale) and please, nobody offer anything higher! Doubt they will, as I am willing to pay asking price. You guys just don't know how cheap I'm snatching this place.

I'm tired of renting.

The only problem is that it's a corner house... But that's ok as it's better than NOTHING!

But I still wonder... If these people have been in this house since 1994, and refinanced at least once, why have they done NOTHING to the house but a roof????? I'm not even sure if they have thrown a single layer of paint on the walls!

Guess I will look at appliance prices now...

Megalos · **Posted:** Wed Jan 09, 2013 7:42 am

Another one to find out about the joys of home ownership. Make sure you have a very thorough home inspection. So many issues are easy to miss.

Good luck.

BugginKJ · **Joined:** Mon Jul 06, 2009 7:35 pm **Posts:** 4576

Sweet truck Tom! :pepper:

Marlon_JBT wrote:

I'm praying I get this house. Bank, please accept my offer (short sale) and please, nobody offer anything higher! Doubt they will, as I am willing to pay asking price. You guys just don't know how cheap I'm snatching this place.

I'm tired of renting.

The only problem is that it's a corner house... But that's ok as it's better than NOTHING!

But I still wonder... If these people have been in this house since 1994, and refinanced at least once, why have they done NOTHING to the house but a roof????? I'm not even sure if they have thrown a single layer of paint on the walls!

Guess I will look at appliance prices now...

Good luck with it!
It truly is amazing what some folks do and DON'T do to their homes. :banghead:

I wish at these big box stores homeowners would have to pass some sort of knowledge test before they can buy anything for their house. Then again, the stores would go broke because most weekend warriors have NO CLUE and is beer fueled hammer swinging sessions. Eduardo is very correct and if I may add, the money spent on a QUALITY home inspection is money well spent. Also make sure you check out the home inspector because tons of them are useless along with the idiot homeowner. Now is an awesome to buy and is a total buyers market so don't fall in love too quick. Take your time to find the "right" house for you.

TwoBobsKJ · **Joined:** Fri May 11, 2012 8:03 pm **Posts:** 463

tommudd wrote:

TwoBobsKJ wrote:

Tom, just replied to you over on Jeep Forum.

I'm game for a M&G over here in the next month to 6 weeks - Summit Racing is 10-15 minutes away, 4 WD Hardware is about 40 minutes away, my garage is heated and somebody's bound to need SOMETHING installed or fixed, right?

Any takers, gang?

Bob

Want to try for say 2nd or the 9th of February over that way
We had met at Summit before and then went out to eat
or we could meet there and end up at your place if that would be OK
If so I'll start another post

Works for me. Start that other post - I'm in the Hartville/Uniontown area. Look up the 44632 zip code to give an idea of where I live.

Thanks Tom!

Bob

TwoBobsKJ · **Joined:** Fri May 11, 2012 8:03 pm **Posts:** 463

Marlon, I wish you all the best. I'm with Hart and Eduardo - quality home inspectors are truly an investment in your home. You get so much out of what they do or don't find. And if this house doesn't work out it was meant to be that way. Listen to the brain in your gut for your decision - it's usually smarter than the brain in our head. :2cents:

Bob

tommudd · **Posted:** Wed Jan 09, 2013 9:44 am

Good luck Marlon
just know that short sales can take a long time if the bank wants to drag their feet
There was a place I wanted real bad, more land, 32X48 garage, pond all fenced for horses etc. But after offering and checking/waiting found out 4 others had made offers and in 8 months the bank and still did nothing. Some banks are better and want to unload but some ????
Just don't give up, patience is a virtue ya know :wink:

BugginKJ · **Joined:** Mon Jul 06, 2009 7:35 pm **Posts:** 4576

I got lucky with mine as the bank wanted to be done with it asap. I received an answer in less than a month on the short sale I am going after. Now the real b.s. has begun going back and forth with what I need repaired before I actually buy it. I was told yesterday however we are now suppose to close on the 7th of Feb. The bank wanted Jan 31 then the 15th for closing but I have and so does my mortgage company have a repair that must be made or I am walking away from it. Stupid homeowner beer infused repairs :banghead:

tommudd · **Posted:** Wed Jan 09, 2013 10:54 am

Stupid homeowner beer infused repairs

Half the houses I looked at when I was searching for a place had several of the above.
One place had to have had at least 30-40 rolls of duct tape holding it together. I mean everywhere you looked there was more duct tape! Amazing what some will do.
Theres one place i looked at and its still on the market. But with what would need to be redone I can see why .

Hart yep you've been lucky so far on yours since the bank seems to want to get things done in a timely matter.

BugginKJ · **Joined:** Mon Jul 06, 2009 7:35 pm **Posts:** 4576

No doubt, the average short sale takes anywhere from 3-9 months to hear anything back from the bank..........

Marlon_JBT · **Posted:** Wed Jan 09, 2013 4:43 pm

My short sale is straight cash, so at least I don't have to go back and forth with TWO mortgage companies, just ONE. Realtor says this one should go through very quickly. Sadly, I already know that it is a money pit. Yeah about those Jeep mods... I think it's done for LOL.

There are no beer infused repairs, but there are plenty of things that I have to fix/replace/enhance with the quickness... and it makes me go "Hmm...." considering the amount of money these people supposedly made, according to the realtor. (I think she's lying to me...)

House needs new doors. I swear they're from 1947, when the house was built. All of them, interior, exterior and garage.
Paint.
Need to rip up the very worn carpet going to my....err... the upstairs bedroom.

I *think* electrical needs to be run to the garage...
Lighting fixtures.
Garbage disposal
Bathroom vanity (Looks like a dog has been chewing on it!!!)
Give the garage a "wall"... so I won't have to look at studs.

BUT HEY, AT LEAST THERE IS A FORCED AIR FURNACE ALREADY!!! WOO HOO!!!! (No gravity furnace)

That's about it for the stuff I really gotta do like right after the sale, if it goes through. I'm spoiled. I grew up in a house built around the same time, but was very modern inside and outside, so this is all weird to me. Knowing the market area, it will. Every other short sale in the area is selling for the same amount.

Marlon_JBT · **Posted:** Wed Jan 09, 2013 5:12 pm

Oh and Hart, you don't know how long I have been looking. Hehe...

tommudd · **Posted:** Wed Jan 09, 2013 7:43 pm

So now the race is on,
who will get to move in first,
Hart or Marlon??
Will move in day for both be the same weekend ?
Stay tuned for more spine tingling suspense
Same LOST Channel, Same LOST time ........................

Marlon_JBT · **Posted:** Wed Jan 09, 2013 7:55 pm

The real question is, which of you guys is going to be brave enough to come up to Detroit (Yeah that's why it's so dirt cheap) to help me set up my garage with tools?

:-)r

tommudd · **Posted:** Wed Jan 09, 2013 8:01 pm

Detroit doesn't scare me

Have to get used to it again when the wife comes back anyways
and she wants to go up to the Eastern Market to buy fresh veggies etc
every couple of weeks
Actually miss going up there all the time

Marlon_JBT · **Posted:** Wed Jan 09, 2013 8:32 pm

Realtor lady just called me, seller just signed the purchase agreement.

Oh bank.... I'm waiting LOL.

First time I've ever been able to do anything to a house. Mom always let me do whatever I wanted in the garage. Ha.

Realtor claims she doesn't know who has the mortgage on the house, she BELIEVES it is Bank of America, and they say it'll be 40 days after receiving the offer.

In other news, all I wanted was a grilled cheese sandwich. What I got was a blown circuit in the kitchen...again.

tommudd · **Posted:** Wed Jan 09, 2013 8:34 pm

Hopefully you won't have to worry about blown breakers/ fuses etc in the near future :wink:

Marlon_JBT · **Posted:** Wed Jan 09, 2013 11:34 pm

tommudd wrote:

Hopefully you won't have to worry about blown breakers/ fuses etc in the near future :wink:

Ha. Funny.

Found out, thanks to public record that the mortgage company is Charter One bank, and the amount is $55,000.

I still won't say what I'm paying for it, but it's not $55,000.

... or anywhere close to that.

EDIT: If a mortgage company sold a mortgage, would it be reported to Wayne County property records? I looked up my mom's and, uh... her current mortgage company is not listed, so maybe she's right about Bank of America...

tommudd · **Posted:** Thu Jan 10, 2013 12:04 am

Marlon_JBT · **Posted:** Thu Jan 10, 2013 1:13 am

I'll release more info:

It's a 3 bedroom bungalow that does need modernization.
It has a 2 car garage.
It is in the city of Detroit, east of Woodward Ave.
It is cheap.
And despite it being on a corner, I have fallen in love with it, and I can't wait to work on it!
... but ugh, the tiny kitchen..

In other news, back to my funky apartment, the raccoon is running around in the roof again. Still no power to the kitchen which I won't get back until later this morning after office hours. Why? The electrical panel is in the basement which I do not have access to.

THE OHIO CHAT ROOM!!!

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