First off, I take offense to tire freak... more appropriate would be tyre whore
By putting large wheels and tires, you change several performance characteristics on your vehicle. Your concern re: aspect ratio is valid and keep in mind the wt rating for the tire before you buy. There are tons of wheel/tire sites to check out.
Plus Sizing
Plus sizing your wheel & tire combination was designed to enhance vehicle performance and looks by allowing fitment of larger diameter rims and lower profile tires. The theory is that while making these changes, you keep the overall tire diameter within 3% of the original equipment tires. This is important because larger variances can cause problems with transmission shift points which can decrease fuel mileage. It can also confuse braking system computers which can even lead to brake failure.
Here's the rule of thumb for "plus sizing":
Plus 1:
Increase section width by 10mm
Decrease aspect ratio by 10 points
Increase rim diameter by 1 inch
Plus 2:
Increase section width by 20mm
Decrease aspect ratio by 20 points
Increase rim diameter by 2 inches.
This is not exact, but it will usually get you in the right ballpark. We always recommend consulting with the people you are purchasing the wheels and tires from to ensure fitment.
If your sidewall is too low or too big of a wheel ie > 17", you risk easily damaging the rim curbing or deep potholes as commonly seen on sport cars low profile tires. Also you won't be able to climb curbs/medians etc.
Cost will also be a big factor, larger 'performance' tires cost more the bigger you go. If you want to make your KJ more stiff in ride, just get LT tires IMO. By going bigger than 17" you negate some of the benefits of having a 4x4 ie airing down if needed. For tires/wheels, go function before form. Big wheel/tires may look great but if you bend or rash your big rims hitting a curb, you may regret it. Perf low profile tires wear faster typically and will require more frequent replacement and offer no mileage warranty.
I like yourself drive 95% on highways/city and the odd gravel road once a quarter and follow religiously tire reviews paying heavy attention to braking and wet traction due to my local. Cons Rep compares them objectively side by side. My preference is 16" size as I have sets with several different tires... keeps in spec per above and only upsize slightly to due OAD. I have some 17" with GY Fortera tires as well.
Cost of tires for me is not an issue as I crashed a KJ in the past w/ the crappy GY stockers.
Other consideration is liability and warranty, if you go big beyond the 3% of spec, DC may decline warranty work and insurance may 'blame' the mod. That is why places like Costco will not install bigger tires on your spec wheel. Lots of specialty tire shops sell 'bling' wheels but check for reputable source.