tommudd wrote:
I've lived my whole life the way this Dave Ramsey is preaching now from the way it sounds. Kind of funny really.
It sounds funny to you because it's called, "common sense". Many spoiled Americans (including myself) didn't take the common sense approach to spending, we wanted more and more. Dave Ramsey's teaching is fairly common sense information; however, I think many people find that his debt plan helps them stay disciplined and stay on track. Research shows that most marriages that end in divorce have something to do with money related issues.
For this reason, I think his book has helped married couples who are in extreme debt.
tommudd wrote:
Growing up very poor taught me valuable lessons which many did not learn and think they need all of the latest/best/newest/biggest, etc.
When I married my wife, she was 100% debt free with a college education and no credit cards. As a matter of fact, there were red flags thrown when we went to buy our first home in our mid-20's because she had no credit. If I would have put down 30% on our first home instead of 5%, it would not have been an issue.
She didn't grow up poor, but she grew up in a very conservative family where you pay cash for everything. Needless to say, she's very happy to know that we're reverting back to the teachings of her youth.
tommudd wrote:
That's why now they have lost their homes and vehicles and finally listening to folks like this Mr. Ramsey, or I assume he preaches good info,
It’s funny that you use the word "preaches." Dave Ramsey puts a Christian spin on his teachings, and rightfully so. As far as preaching good information, his books are now being taught in over 10,000 schools across America.
tommudd wrote:
haven't heard him nor will I take the time to I don't think.
I enjoy listening to his show because you hear some great callers.
Dave has one of the most popular talk radio shows in America. I listen to him on XM 165. Tune-in when you get bored!