Car Insurance payments??

tomsjeep · **Posted:** Thu Oct 29, 2009 9:06 pm

About $1000 annually for two Jeeps, $500 deductible, Jeeps garaged, and dirt looks at me and says "hi grandad" (older than dirt iow).
But this is in Massachusetts, although it could be worse... it could be New Jersey!

sidewayskj · **Posted:** Thu Oct 29, 2009 10:48 pm

Well this insurance forum makes me really think canada is a bring cash country when it comes to insurance and online shopping. I am 26 no accidents and one ticket and my insurance is $147/month and today just filled up the libby at a nice $1.05 per a liter. Welcome to canada eh! :lol:

Chevy1500_Travis · **Posted:** Thu Oct 29, 2009 10:57 pm

idk my bff jill?

Boiler · **Posted:** Thu Oct 29, 2009 11:05 pm

I believe a good amount of your insurance is based on where you live. I've always lived in the country or small towns. I had accidents that were my fault when I was 16, and I bought a Z28 when I was 20 and never paid more than $600 for 6 months. By the time I was 25 I'm pretty sure it was like $350 / 6.

If you've never had a claim with the company you're with to see how they perform, I'd shop around a bit. If I ever move out of Indiana I'll be looking for another place like Indiana Farm Bureau for sure. Basically its like a Co-Op / credit union type of thing. Created by members for members, not made by fatcats for their prey...

Budke · **Posted:** Fri Oct 30, 2009 12:34 am

I feel like I'm paying so much now.
I have no tickets, no accidents, drive a safe vehicle, took the drivers education class. 3.0 gpa discount, some discount for my mom and dad having USAA, and a couple others.

But I still pay wayyy too much.

STINGN · **Posted:** Fri Oct 30, 2009 1:54 am

Budke wrote:

I feel like I'm paying so much now.
I have no tickets, no accidents, drive a safe vehicle, took the drivers education class. 3.0 gpa discount, some discount for my mom and dad having USAA, and a couple others.

But I still pay wayyy too much.

my insurence has a policy when i was in hs that you needed above a 4.3...yea right, i only could manage a 3.8

wheeee32 · **Posted:** Fri Oct 30, 2009 8:27 am

$335 every six months for me with full coverage on my Liberty.

new92xj · **Posted:** Fri Oct 30, 2009 11:14 am

In Fredericton NB Canada- $617 annually (Paid once a year to collect my 2% discount - opposed to paying monthly 52.45. Full coverage $500 deductible with loss of use and $1000000 liability!

sandracer · **Posted:** Fri Oct 30, 2009 11:35 am

We switched from Allstate to AARP (Hartford) and our premium dropped over $900 per year and has gone down, again, since then. Now, $57 a month for full coverage on the KJ and basic (liability and uninsured motorist) on the Baja Bug.

When the wife and I were first married, our car was often parked because the insurance premiums were higher than the payments on the car loan. We had a '73 Charger with a built 440. Between the premiums and the price of gas (it had just hit $1 a gallon) the Charger was parked quite a bit. We used our motorcycle instead. Oh, to be young again. :wink:

hrogi · **Posted:** Fri Oct 30, 2009 1:11 pm

Oh to have the charger again....

MNKK · **Posted:** Fri Oct 30, 2009 2:43 pm

STINGN wrote:

its like a slip of paper that says I can drive one, but i gotta be 21 to get it) and a correvette driving thingy, and they all lowered my rates.

think its nationwide

Explain?...
You went to a racing school, and took the CDL course? That lowers rates?

ADD: Oh to not have a wife aga....ahhh shi.... please don't tell her I said that ...

LIV42DY · **Posted:** Fri Oct 30, 2009 9:52 pm

WOW, got move out of jersey. 2002 KJ, 2000 TJ, 2006 Toyota, 500 duductible, $3, 955.00 a year. House insurance, 2 houses , 1,533.00 a year. Taxes on both property combined 9,655.00. And I got a spotles driving record.

DryBones · **Posted:** Fri Oct 30, 2009 10:53 pm

3 KJs and a Wrangler LJ, renters insurance coverage and 2 licensed college age kids on the insurance as drivers = $320/month :cry:

2 KJ's and the 2 kids will be gone right aftter graduation in the spring....(I hope)

BugginKJ · **Joined:** Mon Jul 06, 2009 7:35 pm **Posts:** 4576

I am 37 almost 38 in couple months, wife is 42, no accidents no tickets ever for both of us, knock on wood! 2004 Montana mini van and my 2007 Liberty both carry full coverage even though I have them both paid for $500 deductable on both and paying a tick over $600 for 6 months. I guess I need to shop around for some better rates from what I am seeing! :roll:

chefdab · **Posted:** Sat Oct 31, 2009 6:39 pm

I think I'm doing alright with my insurance. Three vehicles totalled in the last 7 years and we only pay $150 a month for my Jeep and my wife's Mustang (though the Jeep is only a little more than a third of the total). That's with a discount for our homeowners policy.

Boiler · **Posted:** Sat Oct 31, 2009 11:56 pm

I'd suggest getting a few quotes. Make sure you're comparing relatively equal coverage and deductables. There are a lot of coverages they can skimp on or add to manipulate the price.

tan's2002kjlimited · **Posted:** Sun Nov 01, 2009 3:37 am

MNKK wrote:

ADD: Oh to not have a wife aga....ahhh shi.... please don't tell her I said that ...

I'm gonna tell!

L.O. · **Posted:** Mon Nov 02, 2009 10:44 pm

Mine runs $56.00 per month for two Jeeps....one with full coverage and one with liability only. Policy is with Central Insurance Co through a local agent.

Car Insurance payments??

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