Tokyojoe wrote:
Since I park in my garage, I know I would forget the bike was up there one day and SMASH!
And as pointed out by Topper, you have to worry about clearance at other places also.
I prefer keeping mine on the rear. Easier access to the bike (a negative when you think of thieves though). I have the drop down bike rack so once the bikes are off, I can lower the rack to access the rear of the KJ.
Joe, you probably need a sign over your garage saying "Check for items on roof"

Perhaps there a market for little electrostatic clearance stickers for the inside of the windshield when you have some cargo up there.
Using the the "on-roof fork-mount", I've never worried about the safety and security of the bikes. I can't say that about many of the rear mounted racks I've used. They always seem to jiggle and sway just a little at speed, no matter what. For me, I found myself constantly checking the rear-view. Not what I want to do while driving.
I like my roof-mount yakima "lowrider" racks a lot. They fit nice and close to the factory bars and are durable, locking, and really flexible (the bars are just 1" round tubes, so you can put ANYTHING on them...). Granted, you pay more for them. People routinely sell them on ebay, though, and you can find similar designs from other places and just put a yakima sticker on if it's out of the price range

If you do get them or another similar product, go for the longer bars and experiment. You can always trim them and the longer ones usually aren't much more expensive if at all.
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