Marlon_JBT wrote:
ThunderbirdJunkie wrote:
Ahh, the one thing I don't miss about Michigan.
NO FAULT INSURANCE.
I hope everything comes out in the wash for you, jeepkj02!
Here's what I don't know about other states without no-fault insurance.
If someone hits you, and they don't have insurance, does YOUR insurance pick up the bill?
Only if you have comprehensive, if you don't then your SOL from the @$#% who rear ended you then took off.
(happens quite often here)
However you can pickup a "uninsured motorist" coverage bit that covers you if you have liability only, and someone else is at fault without insurance, cheap for safeties sake. I dont carry comprehensive insurance on any of my vehicles(too much $$) I do however carry the uninsured motorist coverage. I figure this way I am covered for anything that is not my fault.
Uninsured motorist usually does not cover damage to the car but covers towing, lodging, hospitalization, etc. You may want to check with your insurance agent.