So if you are 4 wheeling, and say you do some pretty drastic damage to your vehicle, can you claim the damage to your auto insurance company, even though you knowingly took it off road and into some hairy situations?

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'06 3.7 sport 6 speed (long live manual tranny's)
tinted windows, cruise, midnight blue
Mopar roof rack
Royal Purple Synchromax in tranny
Royal Purple Maxgear in pumpkins
Full mopar skids, front diff collar
Future mods: Rock rails, B.F. Goodrich all terains. (In my dreams: Frankenlift)

Ask your agent what is and what is not covered.

My policy covers any damaged occured on a maintained road and all the legal trails here in CO are forest service roads so for me I'm covered,also covered on any trail in any other state if it's published on a map.That's right from my agent,granted he's a good buddy of mine I went to high school with so I get taken care of.

I think its all in how you "relay" the info to your imsurance people. I was with a buddy one night, he took his GMC 2500 (small lift with 35"s) out in the field. We were gonna try a mudhole we had heard about. On the very first run into the pit the truck stuck like a lawndart all the way to the doors. After trying to pull the thing out with other guys trucks that were there, he called his insurance for some "roadside" help. I was trying so hard to keep from laughing while he explained on the phone how he had slid off the road into this mud that was a good 300ft from the blacktop. I didn't think they would cover it. But, they sent a truck out there and winched it out. He didnt pay a dime.

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2005 Jeep Liberty.....SOLD =(

1995 Jeep Wrangler YJ





http://www.cardomain.com/ride/3897619/2005-jeep-liberty-sport-sport-utility-4d

i just changed my insurance i told them i like to go camping and drove to camp sights that were in the everglades. i asked them if i needed special off road insurance. they replied the vehicle is covered. i have heard that Allstate offers off road coverage my agent said he has never herd of something like that it must be an Allstate thing and he dose not deal with them.

as far as a tow truck i think you usualy have to get your rig to a road for a tow truck to come get you.

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An Evil genius bent on destroying grammatical standards
My Wife is a Reading teacher; if she can overlook my spelling, so can you.
KJ Stands for KING JEEP
2002 Jeep Liberty KJ 245/75R16 BFG Tread Write MTGs OME / rancho lift
1999 Dodge Durango SXT 4X4V8
2012 Dodge Journey SXT 3.6 V6
South Florida Jeep Club (SFJC) Member

USAA will cover me!!!

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Will
05 Limited 4x4 Franky II Al's A-arms Black Moabs with MTR's Remote Start SOLD
06 TJ Rubicon Built
06 Dodge 2500 Diesel - Tow Pig
89 Wrangler not much left stock on it

I know here in B.C., ICBC covers us on all Forest Service Roads in the province.
Which is pretty much all of the off road access around here.

KeighJeigh poked a rock through his oil pan - insurance covered it - it was a marked county road - it was on the map.

no pavement, no bridges, no lights - but on the map

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2005 CRD
stuff
Skeptic quod gratis asseritur, gratis negatur